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Incoming search terms: [link widoczny dla zalogowanych] When you are a defaulter in paying your EMIs of any personal loan regularly, it impacts not only your CIBIL credit rating but you are also inviting legal trouble. Therefore, instead of defaulting, it is always wise to convert a personal loan which is an unsecured loan to a secured loan against assets such as a house, car, mutual funds, RBI bonds, gold, bank fixed deposits, life insurance policy, shares and debentures by asking the bank to restructure your loan.
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