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Bad Credit Loans Guaranteed Approval In In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. Term limits for loans will also vary but most loans are usually paid back within a couple of weeks or a month. Some institutions will allow borrowers to take as long as six months. Once again the institution is able to determine the loan terms as long as it is a reasonable amount of time that doesn't conflict with federal and state laws for lending practices. Upon approval with a third party lender, you will be presented with a loan offer. This will be a detailed document explaining your loan with complete rate and fee disclosure. If everything looks good, you can accept the loan offer using your e-signature. If the loan offer does not satisfy your needs, simply decline. There is never any obligation to accept the loan! You can also exit the process at any time and feel comfortable your information is safe.
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Our eligibility conditions are quite simple and easy to be satisfied. To procure monetary support through us you need to be a citizen of the United States who owns a valid bank account. Your age must be eighteen or above and you must confirm to have a steady source of income every month. Your Credit History Affects Lending Deal with personal Loan .com
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You can ask someone with good credit to act as a cosigner or use an asset as collateral to get a loan. This will make it much easier for you to qualify for a bad credit loans. Remember, using your home as collateral can be risky because you may lose it if you default on the loan. We also have some personal loan lenders who offer market leading rates to customers who pass a more rigid credit check. Additional Information If someone finds themselves short of cash, but they own some other asset â such as a house or car â they can use that asset as collateral to get a secured loan. The lending company will usually offer certain amounts in relation to what they consider to be the value of the collateral.
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