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A 24 Hour Payday Loan is designed for a quick fix on a bills or expenses that suddenly arise. It is NOT designed to be a long term instant personal loan. Several loan companies have established 24 hour payday loan services on the web nowadays with Low Cost Payday Loans. but your only choice should be the company that has helped and is trusted by thousands of people just like you: We offer fast easy payday loans for those who need a quick loan. Your credit history may not be checked. If you take out a private loan, use on-time payments to build your own credit and protect your cosigner.