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Mutual funds -- which include actively managed funds, index funds, and exchange-traded funds (ETFs) -- buy shares of stocks or bonds for their portfolio. A typical fund can hold dozens or even hundreds of individual stocks. Then, when you buy a share of a mutual fund or ETF, you get a partial ownership interest in all of the companies the fund owns. And just like that, you now own all those stocks in one easy step. And the best part is, you don't have to keep track of any of them; the portfolio manager, the person in charge of running the fund, is tasked with the job of keeping tabs on all of the stocks, including selling stocks when they hit their price targets or fail to live up to expectations and buying new names into the portfolio. [link widoczny dla zalogowanych] Why do they have to put these APRs if they're meaningless? How Our Customers Use Loans: