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To learn more about a USDA home loan program, click on the Loan Program Basics link on the left side of this screen and select one of USDA's home loan programs. It is hard to believe that as little as two decades ago, these services did not play much of a prominent role in society. Even ten years ago, the only way to get a short-term advance before your next paycheck was to visit a brick-and-mortar store, wait in line and fill out complicated paperwork. It wasn't until the Internet rose to popularity that consumers had an alternative to physical locations. Once online lenders joined the marketplace, there was suddenly an unprecedented demand for the electronic service. Consumers could get the money they needed directly deposited into their checking or savings account - without leaving their homes! This convenience was almost impossible to beat. Those of good use without the large salaries, 30 days is an excellent spot to begin, although the specialists would suggest to save for six months of charges.