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The rate of interest on these loans is often very high and it adds additional burdens on your already crippling finances. The overall amount of debt increases in the long run if you constantly rely on short term loans to satisfy your basic needs. Therefore, even though they may work out for you once or twice, they can never be a feasible option for long term use. For example, a short term loan would be a great idea if you want to get your car repaired but do not have a sufficient amount of cash available to go ahead with this expenditure. However, relying on this loan option is always discouraged. [link widoczny dla zalogowanych] A payday cash advance is a short term loan that helps people to cover urgent expenditures until they get their next paycheck.Â Easy payday loans can save you from paying late fees, insufficient funds fees, reconnection fees and finance charges. If you can pay all your bills on time, your current credit score will not experience a further downfall and if you already have a good credit score, it will be maintained effectively. The cash advance borrowers mostly use the funds obtained for paying medical bills, rental fees, mortgage installments, credit card bills, etc. The easy payday loans are frequently used by people who are trying to get out of debt. These instant cash loans can act as a financial tool for avoiding bankruptcy, repossession or foreclosure. Proof of income (Ex: pay stub, direct deposit form or bank statement)