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Actively managed funds require a bit more detective work. Here, the first thing you want to look for is a fund that has a consistent investment process over time, rather than one that has changed its approach over the years. Next, only consider funds that have a manager or management team that has been with the fund for a long time, preferably at least a decade. A fund is only as good as its manager, so you want to see his results over long periods of time. Be sure to only buy funds with reasonable expenses, nothing higher than 1.4% in annual costs. And only after a fund meets all those initial criteria should you look at performance. Here, you want a fund that beats most of its competition, say at least two-thirds of them, over a long-term time period of a decade or more. Look for a fund that has done well in both bull markets like 2003-2007 and in bear markets like 2008. Short-term performance isn't as important -- you want a fund with long-term staying power. You must be employed or have a legal business that brings you regular income. Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress - a payday loan is an excellent solution for short-term cash flow problems. A payday loan will provide you with cash now, so you can set your worries aside No Turn Down Personal Loans .
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Christmas or a birthday suddenly comes up and you find yourself a little short, but still have some shopping to do. Shop around first to find out what you want to get and how much it will cost so that you know how much you will need to borrow. Before looking into online payday loans, all lenders have certain standards. Common requirements are: Responsibility is central to our cash loans ethos. At MoneyMe, we will never lend you more than you can realistically afford to repay. We will never leave you wondering about our cost structure and youâll find our fees very reasonable.