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Individual states are primarily the ones in charge of regulating lending institutions. The cash advance lending industry floats atop the often rocky legal seas. While lenders lobby ardently to enable cash advance lending practices, their equally impassioned detractors lobby to prohibit short-term loans under the guise of consumer protection. Receiving the money from your loan is easy- it is deposited right into your bank account. Where Can I Get a Broad List of Payday Lenders. Direct payday lenders dispense small, short-term loans to consumers when they. A: Emergency student loans are basically loan programs designed to help students who experience a financial crisis and are unable to pay for their education. These funds are reserved by many institutes, only being disbursed to students in emergency situations. The application process for these loans will depend upon the institute offering the program.
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